Cream Cheese Banana Bread
Classic banana bread gets a delightful twist with the addition of a creamy cheesecake filling in this Cream Cheese Banana Bread recipe. Perfect for breakfast, snack time, or dessert, this treat is a great way to use overripe bananas. Its rich flavor and moist texture make it a favorite for gatherings, brunches, or cozy evenings at home.
Why You’ll Love This Recipe
- Irresistible flavor: The combination of sweet bananas and creamy cheese creates an unforgettable taste experience.
- Easy to make: With simple ingredients and straightforward steps, this recipe is perfect for bakers of all levels.
- Versatile dish: Serve it warm with butter or enjoy it cold; it’s delicious any way you slice it!
- Great for sharing: Bake two loaves and share one with friends or family—it’s sure to impress!
- Perfect for breakfast: Enjoy a slice alongside your morning coffee for a satisfying start to your day.
Tools and Preparation
Before you start baking, gather your tools to ensure a smooth process. Having everything ready will make preparation quick and easy.
Essential Tools and Equipment
- 2 loaf pans (9×5 inches)
- Mixing bowls
- Electric mixer or whisk
- Measuring cups and spoons
- Rubber spatula
Importance of Each Tool
- Loaf pans: A good-quality loaf pan helps ensure even baking and can give your banana bread the perfect shape.
- Electric mixer: This tool makes blending the cream cheese mixture smooth and easy, saving you time and effort.
- Measuring cups and spoons: Accurate measurements are key to baking success, ensuring your ingredients are perfectly balanced.

Ingredients
Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.
For the Cream Cheese Filling
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
For the Banana Bread Batter
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
How to Make Cream Cheese Banana Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F (175°C). Spray two 9×5-inch loaf pans with nonstick cooking spray to prevent sticking.
Step 2: Prepare the Cream Cheese Filling
In a mixing bowl, beat together the cream cheese and sugar until smooth.
1. Add the egg and vanilla extract.
2. Continue beating until well combined.
3. Mix in flour until fully incorporated. Set aside.
Step 3: Make the Banana Bread Batter
In a large bowl, mash the ripe bananas until smooth.
1. Stir in the melted butter and both sugars until combined.
2. Beat in the eggs, vanilla extract, and sour cream until mixed well.
Step 4: Combine Dry Ingredients
In another bowl, whisk together the flour, baking soda, and baking powder.
1. Gradually add this mixture to the wet ingredients.
2. Mix until just incorporated; do not overmix.
Step 5: Assemble the Loaves
Pour about 2 cups of batter into each prepared pan.
1. Top each with an equal amount of cream cheese filling; spread evenly.
2. Add any remaining batter on top of the cream cheese layer.
Step 6: Bake
Place in preheated oven and bake for 50-55 minutes, or until a toothpick inserted in the center comes out with moist crumbs attached.
Let cool completely before slicing into this delicious treat!
How to Serve Cream Cheese Banana Bread
Serving Cream Cheese Banana Bread can be a delightful experience. Whether you enjoy it for breakfast, dessert, or a snack, there are plenty of ways to enhance your enjoyment.
With Fresh Fruit
- Sliced Strawberries: Add a refreshing touch with fresh strawberries on the side.
- Banana Slices: Complement the bread with extra banana slices for a consistent flavor.
- Berries Medley: A mix of blueberries and raspberries brings vibrant color and tartness.
With Nut Butter
- Peanut Butter Spread: Slather on some creamy peanut butter for added protein and flavor.
- Almond Butter Drizzle: A drizzle of almond butter adds richness and a nutty taste.
With Whipped Cream
- Sweetened Whipped Cream: Top each slice with whipped cream for a luscious dessert feel.
- Coconut Whipped Cream: For a dairy-free option, try coconut whipped cream for tropical flair.
As a Toasted Snack
- Toasted Slices: Toast slices for a warm, crispy texture that enhances the flavors.
- Cream Cheese Spread: Spread more cream cheese on top for an extra creamy bite.
How to Perfect Cream Cheese Banana Bread
Perfecting your Cream Cheese Banana Bread is all about technique and quality ingredients. Follow these tips to elevate your baking.
- Use Ripe Bananas: The riper the bananas, the sweeter and more flavorful your bread will be.
- Room Temperature Ingredients: Ensure eggs and cream cheese are at room temperature for better mixing.
- Don’t Overmix: Mix until just combined to keep the bread tender and fluffy.
- Check Doneness Carefully: Use a toothpick; moist crumbs should cling but not wet batter.
- Cool Properly: Let the bread cool in pans for 10 minutes before transferring to a wire rack for even cooling.
Best Side Dishes for Cream Cheese Banana Bread
Pair your delicious Cream Cheese Banana Bread with complementary side dishes. Here are some great options:
- Greek Yogurt: A dollop of yogurt adds creaminess and balances sweetness perfectly.
- Fruit Salad: A light fruit salad enhances freshness and provides a healthy contrast.
- Hot Tea or Coffee: Enjoy with a warm beverage that complements the flavors beautifully.
- Granola Parfait: Layered granola with yogurt offers crunch and texture alongside the bread.
- Smoothie Bowl: A smoothie bowl packed with fruits can add nutritional value to your meal.
- Cheese Platter: A small selection of cheeses can create an interesting flavor pairing experience.
Common Mistakes to Avoid
Avoiding common pitfalls can elevate your Cream Cheese Banana Bread to new heights. Here are some mistakes to keep in mind:
- Skipping the room temperature ingredients: Using cold cream cheese or eggs can result in a lumpy batter. Always let these ingredients sit out for about 30 minutes before using.
- Overmixing the batter: This can lead to tough bread. Mix just until the dry ingredients are incorporated for a tender texture.
- Not measuring flour correctly: Too much flour can make your bread dense. Use the spoon and level method for accurate measurements.
- Ignoring the ripeness of bananas: Using under-ripe bananas means less flavor and moisture. Aim for brown, speckled bananas for the best results.
- Opening the oven door too soon: This can cause your bread to sink. Wait until at least halfway through baking before checking on it.
- Not letting it cool completely: Cutting into warm bread can lead to gummy slices. Allow it to cool in the pan for at least 10 minutes before transferring to a wire rack.

Storage & Reheating Instructions
Refrigerator Storage
- Store in an airtight container for up to 5 days.
- Wrap each loaf tightly with plastic wrap or foil before placing in the container.
Freezing Cream Cheese Banana Bread
- Wrap loaves in plastic wrap and then aluminum foil for best results.
- Freeze for up to 3 months; label with date for easy tracking.
Reheating Cream Cheese Banana Bread
- Oven: Preheat to 350°F, wrap in foil, and heat for about 10-15 minutes.
- Microwave: Heat slices on a microwave-safe plate for about 20-30 seconds.
- Stovetop: Cook slices in a skillet over low heat for a few minutes, flipping until warmed through.
Frequently Asked Questions
Here are some common questions about making Cream Cheese Banana Bread:
How do I know when my Cream Cheese Banana Bread is done?
When a toothpick inserted into the center comes out with moist crumbs, it’s ready.
Can I use frozen bananas in this recipe?
Yes, thawed bananas work perfectly! Just ensure they’re well-mashed before adding them to the batter.
What can I add to my Cream Cheese Banana Bread?
Consider adding nuts, chocolate chips, or spices like cinnamon for extra flavor and texture.
How long does Cream Cheese Banana Bread last?
It lasts up to 5 days in the refrigerator and up to 3 months if properly frozen.
Final Thoughts
Cream Cheese Banana Bread is a delightful twist on a classic favorite. Its creamy filling makes it perfect for breakfast or dessert. Feel free to customize it with mix-ins like nuts or chocolate chips to suit your taste!
Cream Cheese Banana Bread
Cream Cheese Banana Bread is a delectable twist on the classic banana bread, featuring a rich and creamy cheesecake filling that elevates this treat to a whole new level. Perfect for breakfast, snacks, or dessert, this moist bread is an excellent way to use overripe bananas. Its harmonious blend of sweet bananas and creamy cheese creates an unforgettable taste experience. Whether served warm with butter or enjoyed chilled, it’s versatile enough for any occasion—from cozy evenings at home to brunch gatherings with friends.
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Total Time: 1 hour 10 minutes
- Yield: Approximately 12 servings 1x
- Category: Dessert
- Method: Baking
- Cuisine: American
Ingredients
- 8 ounces cream cheese
- ½ cup granulated sugar
- 3 ripe bananas
- ½ cup melted butter
- 2 large eggs
- 2 cups all-purpose flour
- ½ cup light brown sugar, packed
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 1 teaspoon baking soda
- ½ teaspoon baking powder
- 1 tablespoon all-purpose flour
Instructions
- Preheat your oven to 350°F (175°C) and prepare two 9×5-inch loaf pans with nonstick spray.
- In a mixing bowl, beat cream cheese with sugar until smooth. Add one egg and vanilla extract; mix well, then stir in flour.
- In another bowl, mash bananas, then mix in melted butter and both sugars. Add eggs, vanilla extract, and sour cream; combine until smooth.
- Whisk together flour, baking soda, and baking powder in a separate bowl before gradually adding it to the wet ingredients until just mixed.
- Pour half the batter into each pan, top with cream cheese filling, then cover with remaining batter.
- Bake for 50-55 minutes or until a toothpick comes out clean with slight moisture.
Nutrition
- Serving Size: 1 serving
- Calories: 210
- Sugar: 14g
- Sodium: 180mg
- Fat: 10g
- Saturated Fat: 5g
- Unsaturated Fat: 4g
- Trans Fat: 0g
- Carbohydrates: 30g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 40mg
